admin_api/config/payTest.php

<?php

// 支付配置

return [

    'WiwiPay' => [
        'key' => 'dkr3T8645AH28d81hL5722J7v72cqt6b',
        'mchNo' => '2025109626',
        'apiUrl' => 'https://www.wiwiusonepay.com/api/pay/create',
        'currency' => 'usd',
        'wayCode' => 'cashapp',
        'signType' => 'MD5',
        'notify' => env('APP_URL', '').'/api/wiwipay/notify',
        'return' => env('APP_URL', '').'/api/wiwipay/return',
        'cashNotify' => env('APP_URL', '').'/api/wiwipay/payout_notify',
        'cash_url' => env('APP_URL', '').'/api/payout/create'
    ],

    // SafePay 支付渠道（RSA SHA256签名）
    'SafePay' => [
        'mer_no'             => '601079',
        'apiUrl'             => 'https://api.safepay.wang',
        'currency'           => 'USD',
        'payin_fee'          => 0.1,   // 代收费率 5%
        'notify_url'         => env('APP_URL', '') . '/api/safepay/notify',
        // 商户私钥（用于签名）
        'private_key'        => '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',
        // 平台公钥（用于验签回调）
        'platform_public_key' => 'MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQCnyULwz2hGQzuxBgazlpR74V0giZv8xAJKJ8DzoBzs8GevOMBAVHY7/lcUs/LiMsZTis7OFDFV6Uqz+kaww9O40P7XZF3Qhh9KzgE+9ehqj6EQOvHEDXnmeakwHP3vCHlfmaToxvj7DUjPOLE+Yvgp89cbj7D0bc8n7YbKYlQHVwIDAQAB',
    ],

    // SafePay 代付渠道配置（RSA SHA256签名）
    'SafePayOut' => [
        'mer_no'             => '601079',
        'apiUrl'             => 'https://api.safepay.wang',
        'currency'           => 'USD',
        'notify_url'         => env('APP_URL', '') . '/api/safepay/payout_notify',
        'pay_rate'           => [0.5, 0.3],  // 代付手续费: [费率%, 固定$]
        // 商户私钥（用于签名，与代收共用）
        'private_key'        => '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',
        // 平台公钥（用于验签回调）
        'platform_public_key' => 'MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQCnyULwz2hGQzuxBgazlpR74V0giZv8xAJKJ8DzoBzs8GevOMBAVHY7/lcUs/LiMsZTis7OFDFV6Uqz+kaww9O40P7XZF3Qhh9KzgE+9ehqj6EQOvHEDXnmeakwHP3vCHlfmaToxvj7DUjPOLE+Yvgp89cbj7D0bc8n7YbKYlQHVwIDAQAB',
    ],

];