<?php

// 支付配置

return [

    'WiwiPay' => [
        'key' => 'dkr3T8645AH28d81hL5722J7v72cqt6b',
        'mchNo' => '2025109626',
        'apiUrl' => 'https://www.wiwiusonepay.com/api/pay/create',
        'currency' => 'usd',
        'wayCode' => 'cashapp',
        'signType' => 'MD5',
        'notify' => env('APP_URL', '').'/api/wiwipay/notify',
        'return' => env('APP_URL', '').'/api/wiwipay/return',
        'cashNotify' => env('APP_URL', '').'/api/wiwipay/payout_notify',
        'cash_url' => env('APP_URL', '').'/api/payout/create'
    ],

    // Supefina SPEI 墨西哥代收（充值）- 测试环境
    'SupefinaSpei' => [
        'merId'        => env('SUPEFINA_MER_ID', ''),
        'key'          => env('SUPEFINA_KEY', ''),
        'baseUrl'      => 'https://api.supefina.tech',
        'payinPath'    => '/api/supefina/transactions/collection',
        'countryId'    => 'MEX',
        'currency'     => 'MXN',
        'minOrderAmount' => '10.00',
        'maxOrderAmount' => '15000.00',
        'callbackUrl'  => env('APP_URL', '') . '/api/supefina/notify',
        'payin_fee'    => 0,
    ],

    // Supefina SPEI 墨西哥代付（提现）- 测试环境
    'SupefinaSpeiOut' => [
        'merId'         => env('SUPEFINA_MER_ID', ''),
        'key'           => env('SUPEFINA_KEY', ''),
        'baseUrl'       => 'https://api.supefina.tech',
        'payoutPath'    => '/api/supefina/transactions/payout',
        'countryId'     => 'MEX',
        'currency'      => 'MXN',
        'defaultBankId' => env('SUPEFINA_DEFAULT_BANK_ID', ''),
        'callbackUrl'   => env('APP_URL', '') . '/api/supefina/notify',
    ],
    'StarPay' => [
        'baseUrl' => env('STAR_PAY_BASE_URL', 'https://api.starpaybank.com'),
        'appID' => env('STAR_PAY_APP_ID', '3e03bab78ed755c8352a2a099d88b43a'),
        'secretKey' => env('STAR_PAY_SECRET_KEY', '373ad0afd59be13cf77931a401aa7558'),
        'notify' => env('APP_URL', '') . '/api/star_pay/notify',
        'syncNotify' => env('APP_URL', '') . '/api/star_pay/syncNotify',
        'minOrderAmount' => 20,
        'maxOrderAmount' => 50000,
        'payin_fee' => 0.002,
    ],
    'StarPayOut' => [
        'baseUrl' => env('STAR_PAY_BASE_URL', 'https://api.starpaybank.com'),
        'appID' => env('STAR_PAY_CASH_APP_ID', '0cf78c8e28ba5882e89557410645d5b3'),
        'secretKey' => env('STAR_PAY_CASH_SECRET_KEY', '92d91beee9a8ee3767194bdfbfe4048f'),
        'notify' => env('APP_URL', '') . '/api/star_pay/payout_notify',  // 提现异步回调
    ]
];